Shri Manish Sinha is a graduate in Economics and post-graduate in Sociology from the University of Delhi. He also holds a PGDBM and is a Certified Associate of the Indian Institute of Bankers. With over 20 years of diversified experience in policy formulation, corporate strategy building, SME financing, infrastructure financing, venture capital, capacity building, and developmental initiatives, his domain skills include risk management, project appraisal, monitoring, and recovery activities. Sinha has worked as Head of Mutual Credit Guarantee for UNIDO’s SME Development project in India and was in charge of SIDBI’s Branch Office in Chandigarh. He served as COO of the Receivables Exchange of India Limited (RXIL) and as CRO of SIDBI, leading the Risk Management Vertical and participating in various committees. Currently, he is in charge of SIDBI's Lucknow Regional Office, overseeing operations in Uttar Pradesh. He has attended numerous programs in the UK and Germany and has been SIDBI’s Nominee Director on the boards of various institutions.